by David Gensler | Nov 11, 2025 | article
I was leading a compliance workshop and someone in the back raised their hand. “What’s the number one thing that trips people up?” she asked. “Missed deadlines: Late Filings for Form 5500. Not providing your plan participants with the required annual notices. Not...
by David Gensler | Nov 10, 2025 | Uncategorized
TO: All Clients and Professional Friends FROM: CRS Retirement Plan Consultant Team DATE: October 2025 SUBJECT: Important Reminders for Plan Sponsors & Plan Participants Beneficiary Forms Life changes and at times the last thing that is focused on is changing your...
by David Gensler | Oct 7, 2025 | article
It happened during a call with Dawn, a business owner in Colorado. Her company had been growing fast—no pun intended—and she wanted to set up a 401(k) plan for her employees. Every time she tried, she hit a wall. “David, is this even possible for us?” she asked. “I’ve...
by David Gensler | Sep 9, 2025 | article
Lisa expressed concern about her employees’ low participation in the company’s 401(k) plan. “I’m just puzzled. We offer a generous match and we offered educational sessions about the plan’s benefits. I’ve done everything by the book! Why aren’t more employees taking...
by David Gensler | Aug 5, 2025 | article
Diane showed up in my office with a thick folder in hand. David, I’ve had it with our payroll company’s 401(k) plan. I thought it would be simple—just payroll and retirement—but it’s been nothing but problems.” I motioned for her to sit. “Tell me what happened.” “It...
