by David Gensler | Dec 9, 2025 | article
I made a routine check-in call to one of our longtime clients, and offered some updated plan management strategy. “Hey Jeff, I just read about a lawsuit filed against a company that didn’t use their forfeiture account balance in a timely manner. I wanted to make sure...
by David Gensler | Nov 11, 2025 | article
I was leading a compliance workshop and someone in the back raised their hand. “What’s the number one thing that trips people up?” she asked. “Missed deadlines: Late Filings for Form 5500. Not providing your plan participants with the required annual notices. Not...
by David Gensler | Nov 10, 2025 | Uncategorized
TO: All Clients and Professional Friends FROM: CRS Retirement Plan Consultant Team DATE: October 2025 SUBJECT: Important Reminders for Plan Sponsors & Plan Participants Beneficiary Forms Life changes and at times the last thing that is focused on is changing your...
by David Gensler | Oct 7, 2025 | article
It happened during a call with Dawn, a business owner in Colorado. Her company had been growing fast—no pun intended—and she wanted to set up a 401(k) plan for her employees. Every time she tried, she hit a wall. “David, is this even possible for us?” she asked. “I’ve...
by David Gensler | Sep 9, 2025 | article
Lisa expressed concern about her employees’ low participation in the company’s 401(k) plan. “I’m just puzzled. We offer a generous match and we offered educational sessions about the plan’s benefits. I’ve done everything by the book! Why aren’t more employees taking...
