by David Gensler | Aug 5, 2025 | article
Diane showed up in my office with a thick folder in hand. David, I’ve had it with our payroll company’s 401(k) plan. I thought it would be simple—just payroll and retirement—but it’s been nothing but problems.” I motioned for her to sit. “Tell me what happened.” “It...
by David Gensler | Jul 8, 2025 | article
Mark booked an appointment to discuss his concerns about securing a comfortable retirement. “David, with so much market fluctuation, I’m worried about my 401(k). Is it even possible to become a 401(k) millionaire?” I smiled, understanding his apprehension. “Mark,...
by David Gensler | Jun 10, 2025 | article
Eric, the CFO of a new client, came into my office. “Our company’s 401(k) plan has been under examination by the IRS for a year and a half! We hired a competent ERISA attorney, but the audit shows no signs of ending. The IRS is pushing to extend the audit into prior...
by David Gensler | May 13, 2025 | article
Here’s another story from the vault: Tony stormed into my office, frustration written on his face. He ran the retirement plan for his employer, and something had gone terribly wrong. I gestured for him to take a seat. “Tell me what happened.” “David, you won’t...
by David Gensler | Apr 8, 2025 | article
John—a client of ten years—shared his plans to switch jobs. His new position came with a significant raise, and he was excited about the new opportunity. “I’ll be earning more, but I’m not sure how it will affect my 401(k). Will my savings continue to grow at the same...
