by David Gensler | Aug 19, 2019 | debt, newsletters, retirement planning
David I Gensler, MSPA, MAAA, ACOPA, EA Consumer-debt that is years or even decades old is known as “zombie” debt in the debt buying industry and represents a growing cause of concern for consumers. Just like real life zombies (that is probably an oxymoron)...
by David Gensler | Jul 16, 2019 | millennials, newsletters, retirement, retirement planning
David I Gensler, MSPA, MAAA, ACOPA, EA Well OK. Chicken Little notwithstanding, the sky is not actually falling. But for millennials, it might as well be. The barrage of depressing news coupled with the fact that the impact of climate change seems to be...
by David Gensler | Jun 20, 2019 | newsletters, retirement, retirement planning, retirement savings
David I Gensler, MSPA, MAAA, ACOPA, EA Everyone would save more for retirement if they only had more disposable income. The Wall Street Journal recently sat down with a group of financial experts, one of whom is a Nobel prize-winning economist. Want to hear...
by David Gensler | Feb 6, 2019 | debt, newsletters, retirement, retirement planning, student loans
[vc_row][vc_column][stm_post_details][/vc_column][/vc_row][vc_row][vc_column][vc_column_text]ONE GENERATION OF AMERICANS OWES $86B IN STUDENT DEBT. ITS MEMBERS ARE ALL 60 YEARS OLD OR MORE Seniors with student debt? Surely that is some sort of a mistake. No, it’s not....
by David Gensler | Jan 15, 2019 | 401(k), 401(k) plans, ESG investing, newsletters
Environmental, social and governance investing – better known as ESG to those in the know (by the way, I was one of those not in the know) is a hotly debated topic in the 401(k) world. Research from Cerulli Associates, which specializes in worldwide asset management...