by David Gensler | Feb 20, 2020 | Generation X, newsletters, retirement, retirement planning
David I Gensler, MSPA, MAAA, ASEA We’ve seen these images and advertisements so many times that we don’t pay much attention to them anymore. They are on the booklets that the recordkeeping providers give out at enrollment meetings. They flash across the TV screen as...
by David Gensler | Sep 18, 2019 | 401(k), 401(k) plans, newsletters, retirement
David I Gensler, MSPA, MAAA, ACOPA, EA Two unrelated occurrences illustrate that while it is difficult to steal money from a retirement plan, it is certainly not impossible. TPA SCHEME FAILS From 2013 through 2017, some 300 workers at Ferguson Electric and...
by David Gensler | Jul 16, 2019 | millennials, newsletters, retirement, retirement planning
David I Gensler, MSPA, MAAA, ACOPA, EA Well OK. Chicken Little notwithstanding, the sky is not actually falling. But for millennials, it might as well be. The barrage of depressing news coupled with the fact that the impact of climate change seems to be...
by David Gensler | Jun 20, 2019 | newsletters, retirement, retirement planning, retirement savings
David I Gensler, MSPA, MAAA, ACOPA, EA Everyone would save more for retirement if they only had more disposable income. The Wall Street Journal recently sat down with a group of financial experts, one of whom is a Nobel prize-winning economist. Want to hear...
by David Gensler | Feb 6, 2019 | debt, newsletters, retirement, retirement planning, student loans
[vc_row][vc_column][stm_post_details][/vc_column][/vc_row][vc_row][vc_column][vc_column_text]ONE GENERATION OF AMERICANS OWES $86B IN STUDENT DEBT. ITS MEMBERS ARE ALL 60 YEARS OLD OR MORE Seniors with student debt? Surely that is some sort of a mistake. No, it’s not....
by David Gensler | Dec 11, 2018 | newsletters, retirement, retirement planning, retirement savings
[vc_row][vc_column][stm_post_details][/vc_column][/vc_row][vc_row][vc_column][vc_column_text]Findings from MassMutual’s 2018 “State of the American Family” illustrates that on average, respondents expect to retire at age 62, as opposed to age 64 when the study was...