by David Gensler | Dec 30, 2019 | IRAs, newsletters, retirement plans
Amidst all the strum and drang going on in Washington, little noticed by anyone other than pension geeks (like me), Congress passed the most sweeping retirement plan legislation in 13 years. It was signed into law by the President on December 20th. The SECURE act is...
by David Gensler | Oct 10, 2019 | 401(k) plans, newsletters
This lawsuit has something for everyone: a respected and revered institution (MIT), one of the leading providers of services to the retirement plan industry (Fidelity) and a prominent law firm in the field of fiduciary litigation (the firm of Schlichter Bogard &...
by David Gensler | Sep 18, 2019 | 401(k), 401(k) plans, newsletters, retirement
David I Gensler, MSPA, MAAA, ACOPA, EA Two unrelated occurrences illustrate that while it is difficult to steal money from a retirement plan, it is certainly not impossible. TPA SCHEME FAILS From 2013 through 2017, some 300 workers at Ferguson Electric and...
by David Gensler | Aug 19, 2019 | debt, newsletters, retirement planning
David I Gensler, MSPA, MAAA, ACOPA, EA Consumer-debt that is years or even decades old is known as “zombie” debt in the debt buying industry and represents a growing cause of concern for consumers. Just like real life zombies (that is probably an oxymoron)...
by David Gensler | Jul 16, 2019 | millennials, newsletters, retirement, retirement planning
David I Gensler, MSPA, MAAA, ACOPA, EA Well OK. Chicken Little notwithstanding, the sky is not actually falling. But for millennials, it might as well be. The barrage of depressing news coupled with the fact that the impact of climate change seems to be...
by David Gensler | Jun 20, 2019 | newsletters, retirement, retirement planning, retirement savings
David I Gensler, MSPA, MAAA, ACOPA, EA Everyone would save more for retirement if they only had more disposable income. The Wall Street Journal recently sat down with a group of financial experts, one of whom is a Nobel prize-winning economist. Want to hear...
by David Gensler | Feb 6, 2019 | debt, newsletters, retirement, retirement planning, student loans
[vc_row][vc_column][stm_post_details][/vc_column][/vc_row][vc_row][vc_column][vc_column_text]ONE GENERATION OF AMERICANS OWES $86B IN STUDENT DEBT. ITS MEMBERS ARE ALL 60 YEARS OLD OR MORE Seniors with student debt? Surely that is some sort of a mistake. No, it’s not....
by David Gensler | Jan 15, 2019 | 401(k), 401(k) plans, ESG investing, newsletters
Environmental, social and governance investing – better known as ESG to those in the know (by the way, I was one of those not in the know) is a hotly debated topic in the 401(k) world. Research from Cerulli Associates, which specializes in worldwide asset management...
by David Gensler | Dec 11, 2018 | newsletters, retirement, retirement planning, retirement savings
[vc_row][vc_column][stm_post_details][/vc_column][/vc_row][vc_row][vc_column][vc_column_text]Findings from MassMutual’s 2018 “State of the American Family” illustrates that on average, respondents expect to retire at age 62, as opposed to age 64 when the study was...
by David Gensler | Nov 13, 2018 | 401(k) plans, employee benefits, newsletters, student loans
[vc_row][vc_column][stm_post_details][/vc_column][/vc_row][vc_row][vc_column][vc_custom_heading text=”401(k) Plans, Student Loans & Saving For Retirement” font_container=”tag:h4|text_align:left”...
