by David Gensler | Feb 10, 2026 | article
It was a rainy Tuesday when Jason called. “David,” he said, “we just got a letter from the State of New Jersey about our retirement plan. They’re asking for proof that we either have one, joined the state plan, or qualify for an exemption. Is this real or just more...
by David Gensler | Jan 13, 2026 | article
It started with a question over lunch. “David,” said Alexis, an HR manager for a tech company, “I keep hearing about a ‘three-legged stool’ of retirement. Is that still a thing? I mean … it sounds like something my grandfather would have said.” I smiled. “It’s still a...
by David Gensler | Dec 9, 2025 | article
I made a routine check-in call to one of our longtime clients, and offered some updated plan management strategy. “Hey Jeff, I just read about a lawsuit filed against a company that didn’t use their forfeiture account balance in a timely manner. I wanted to make sure...
by David Gensler | Nov 11, 2025 | article
I was leading a compliance workshop and someone in the back raised their hand. “What’s the number one thing that trips people up?” she asked. “Missed deadlines: Late Filings for Form 5500. Not providing your plan participants with the required annual notices. Not...
by David Gensler | Oct 7, 2025 | article
It happened during a call with Dawn, a business owner in Colorado. Her company had been growing fast—no pun intended—and she wanted to set up a 401(k) plan for her employees. Every time she tried, she hit a wall. “David, is this even possible for us?” she asked. “I’ve...
